Things keep getting better and better for one of the fastest growing independent insurance agents in Florida. Form America is pleased to announce that our Florida licensed agent has been appointed by Prosperity Life Group to offer their full range of insurance products to Florida Residents.
We were already working with one of Prosperity LIfe’s subsidiary companies, SBLI who has become one of our primary offerings for low cost Final Expense Insurance in Florida. Now, with the expanded offering of the parent company Prosperity Life, we can bring the full range of low cost insurance options to Florida residents including :
Family Freedom Term Insurance : Family Freedom Term is designed to provide peace of mind for those in the prime of life who have an active career and have various liabilities such as a mortgage or other loan on their home and want to protect their families in the event of their untimely death.
✓ Available for ages 18 to 75
✓ Initial level premium periods for 10, 15, 20, 25 or 30 years
✓ Coverage amounts from $50,000 to $500,000
✓ Easy to apply – instant decision e-application available
✓ No medical exam required – eligibility based on height/weight, answers to health questions and certain information obtained from third parties
✓ Convertible to a whole life policy until the earlier of the 10th policy anniversary or age 75, even if health changes
Prime Term Insurance : With its PrimeTerm to 100 policy, Prosperity offers a term of 20 years through the age of 100 with a graded death benefit. After the end of the 20-year term, your premiums still remain level, but the policy converts to decreasing term coverage through the age of 100. Coverage varies from $5,000 to $30,000 with annual reductions beginning after the 21st year of your policy. Eligible for the policy are individuals between the ages of 40 and 80
✓ Available for ages 40 to 80 (with coverage to 100 years old!)
✓ Initial level premium periods for 20 years, and guaranteed renewable
✓ Coverage amounts from $5,000 to $30,000
✓ Easy to apply – instant decision e-application available
✓ No medical exam required – eligibility based on height/weight, answers to health questions and certain information obtained from third parties
Final Expense Insurance : Final expense insurance is a product offered to individuals who are seeking to leave something to assist their loved ones in paying for expenses associated with their death, such as funeral expenses and medical bills. The death benefit is generally paid to your designated beneficiary income tax free without the hassle of probate. Prosperity Life Group offers two types of final expense plans – a whole life product, as well as a term product designed for those in poorer health who may have had difficulty purchasing insurance in the past. All offer monthly, quarterly, semi-annual, or annual premium options that allow you to time your premium payments to receipt of social security benefits. Best of all, you can qualify instantly without a medical exam – eligibility is determined when you fill out your application based on height/weight and your answers to questions related to the insured’s health history.
✓ Available for ages 50 to 80
✓ Never expires as long as premiums are current
✓ Guaranteed premiums that never increase
✓ Cash value you can borrow against
✓ Living benefit pays NOW if you get terminally ill to help with expenses
✓ Coverage amounts from $1,500 to $35,000
✓ Easy to apply – instant decision e-application available
✓ No medical exam required – eligibility based on height/weight, answers to health questions and certain information obtained from third parties.
Prosperity life has over $16 billion dollars of assets under management with over 100 years of life insurance experience. They have an “excellent” rating (A-) from consumer watchdog AM Best. Prosperity Life Group understands that protecting the financial security of your loved ones is of upmost importance to you. Whether it be not burdening them with the costs associated with your end of life expenses, helping ensure they have adequate resources should you unexpectedly die during your earning years, or leaving them a lasting legacy, Prosperity Life Group offers a variety of life insurance solutions to assist you in fulfilling your commitments to your family.
Term Life Insurance generally provides a more affordable option if you are seeking coverage for only a limited period of time. Term policies typically do not offer cash value accumulation, but some policies allow you to convert the policy to whole life after a certain amount of time should you need to do so. Prosperity Life Group’s Term Life Insurance products include Family Freedom Term, PrimeTerm to 100 (term final expense), and Simple Issue Term. We’re proud to represent all three to Florida residents.
We also offer our Buy Happe Guarantee™ – a series of guarantees that protect consumers and put you in control of the whole purchasing experience. Visit www.WeathAmerica.net for additional information on the Buy Happe Guarantee™.