Tampa based Form America LLC is proud to have been appointed by Great Western Insurance Company for their suite of services across the State of Florida. Form America LLC is doing business as Final Expense Florida™ (www.FinalExpenseFlorida.com).
“Final Expense Insurance” is a form of permanent insurance that covers a wide range of expenses you leave behind. They can include your funeral, legal fees, medical bills, and more. Because it is permanent, the policy stays in place as long as you pay the premiums, eliminating the need to shop for insurance options again. You name one or more beneficiaries, and those people receive the death benefit after your passing. They can then use the money as you’ve advised or as they see fit.
Final expense insurance plans have slightly higher premiums and lower death benefits than term life insurance policies, which expire after a specified amount of time. Final Expense plans are easier to qualify for and offer coverage without a medical exam. Policies generally range from $1,000 to $25,000 and carry cash value that builds over the life of the policy, similar to an investment. The amount is paid as part of the death benefit or can be cashed out for part of its value after a specified time period.
Final Expense Florida™ offers three levels of Final Expense Policies through Great Western now across the State of Florida.
First, The Great Assurance® plan is an immediate benefit, first-day coverage plan for those who are between the ages of 50 and 85 and in good health. It has two riders — Accelerated Death benefit (included at no extra cost) and Accidental Death benefit (optional). No medical examination is required!
Next, we also have a Graded Benefit plan for those who are between the ages of 50 and 85 and have several health conditions. It pays out the benefit according to how long you’ve had the policy. It pays 30% of the face amount within Year 1, 70% within Year 2, and 100% at Year 3 and above. The plan pays the full face amount if the death is accidental during the first two policy years. No medical examination is required!
The third plan is a Guaranteed Assurance plan is a guaranteed issue plan that requires no health screening. If you’re between the ages of 40 and 80, regardless of your health, you can be covered with a GWIC policy. You can receive up to $25,000 in financial protection with no medical exam.
We’ve got a policy for every person, every budget, every age, and every health condition. You can visit www.finalexpenseflorida.com to register for a free consultation anywhere in the State of Florida. It’s the responsible thing to do for your family.
The owner of FInal Expense Florida™ is licensed in the State of Florida for insurance sales, and is appointed as a statewide authorized seller of Final Expense Insurance policies for Great Western Insurance Company.