Car buying can be an exciting but also stressful experience. One of the most important factors in the car-buying process is financing. You want to make sure you are getting the best deal possible on your loan. To help you make the best decision for your situation, we have compiled a list of the best and worst dealership financing in the USA.
Dealership Financing Options In The USA
These are the top 8 dealership financing options in the USA based on customer satisfaction, interest rates, and ease of application process. BMW Financial Services is also a great option for luxury car buyers. Volkswagen Credit is a good option for people with bad credit as they are willing to work with you to get you approved for a loan.
1. American Honda Finance Corporation
American Honda Finance Corporation (AHFC) is a subsidiary of Honda Motor Company, Ltd. Founded in 1983, AHFC is headquartered in Torrance, California. The company provides financing for Honda and Acura vehicles in the United States through Honda dealerships.
In addition to vehicle financing, AHFC also offers lease-end protection, extended service contracts, and gap insurance. As a result of its strong financial stability and customer satisfaction ratings, AHFC has been consistently ranked as one of the top auto finance companies in the United States.
And with over 30 years of experience, AHFC is a trusted partner for Honda customers looking to finance their next vehicle purchase.
2. BMW Financial Services
BMW Financial Services offers a variety of financing and leasing options for customers looking to purchase a new BMW. The company offers both traditional loans and leases, as well as a variety of flexible financing options. BMW also offers a variety of perks for its customers, including special financing rates, extended warranty coverage, and complimentary maintenance.
In addition, BMW Financial Services offers a wide range of customer support options, making it one of the most comprehensive financing providers in the industry. Whether you’re looking for a traditional loan or lease, or something more flexible, BMW Financial Services is a great option.
3. Volkswagen Credit
You’re finally ready to buy your dream car. But there’s just one problem: you need to finance it. Where should you turn? If you’re looking for a company with a long history of helping people finance their vehicles, Volkswagen Credit is a great option.
Volkswagen Credit has been in business for over 40 years, and they have helped finance millions of cars. They offer a variety of financing options, so you can choose the one that best fits your needs. And if you ever have any questions, their customer service team is always happy to help.
4. Toyota Motor Credit Corporation
Toyota Motor Credit Corporation is a subsidiary of Toyota Motor Corporation that provides financing for the purchase of Toyotas and Scions.
According to their website, they were founded in 1983 and are based in Torrance, California. As of March 31, 2016, they had assets of approximately $85.3 billion and funded loans and leases totaling $71.6 billion.
Toyota Motor Credit Corporation offers a variety of financing options, including lease-end protection, extended warranty coverage, and gap insurance. They also have a “Toyota Rewards Visa” card that allows customers to earn points toward the purchase or lease of a new Toyota or Scion.
In addition, Toyota Motor Credit Corporation provides support for dealerships and customers through their “Toyota Financial Services” division. Toyota Financial Services offers a variety of programs and services, including dealer floorplan financing, dealer training, customer support, and vehicle service contracts.
5. Subaru Motors Acceptance Corporation
Founded in 1987, Subaru Motors Acceptance Corporation (SMAC) is a wholly owned subsidiary of Subaru of America, Inc. and provides financing for the purchase or lease of new Subaru vehicles. In addition to traditional automotive financing, SMAC also offers insurance products and extended service contracts.
Headquartered in Cherry Hill, New Jersey, SMAC maintains a network of more than 1,000 dealers across the United States. Thanks to its strong relationship with Subaru dealerships, SMAC is able to offer a wide range of financing options to meet the needs of its customers. Whether you’re looking to buy or lease a new Subaru, SMAC has you covered.
6. Infiniti Financial Services
Infiniti Financial Services is a subsidiary of Nissan Motor Company and offers a range of financing and leasing options for Infiniti vehicles. The company was founded in 1989 and is headquartered in Franklin, Tennessee.
In addition to traditional financing options, Infiniti Financial Services also offers a variety of programs designed to make lease payments more affordable. For example, the Infiniti Lease-End Protection Program waives up to three months of lease payments in the event of a job loss or disability.
The Infiniti Lease Protection Plan also covers normal wear and tear on leased vehicles, making it easy to keep your Infiniti looking its best. Whether you’re looking to finance or lease an Infiniti vehicle, Infiniti Financial Services has a program that’s right for you.
7. Mercedes-Benz Financial Services
For nearly a century, Mercedes-Benz has been synonymous with luxury and quality. Now, with Mercedes-Benz Financial Services, drivers can enjoy the same standard of excellence when it comes to financing their vehicle.
Whether you’re looking to lease or finance, our team of experts will work with you to find the best solution for your needs.
And with a range of convenient payment options, you can tailor your payments to fit your budget. So whatever your needs, Mercedes-Benz Financial Services is an option to help you drive your dream car.
8. Audi Financial Services
Audi Financial Services is a great option for anyone looking to finance their new Audi. In addition to offering competitive interest rates, they also offer a variety of other benefits that make the process of financing your car easier and more seamless.
For example, they offer payment deferment for up to 90 days, so you can take your time in making your first few payments. They also have a team of experts who are available to answer any questions you might have about the process. Overall, Audi Financial Services is a great choice for anyone looking to finance their new car.
When you are financing your next car, make sure to do your research so you can get the best deal possible. There are a lot of great options out there with low interest rates and great customer service. Do your research and make sure you are getting the best deal before signing on the dotted line.