If you have a new pet, then there’s no doubt that you want to provide them with the best life possible. That means providing them with the best health care. You have to make sure that your pet eats the right food, gets exercise and playtime, and gets regular veterinary checkups.
A big part of providing your pet with the best health care possible is having pet insurance. This will ensure that no matter what happens, you will be able to afford treatments and checkups to make sure that your pet is properly taken care of. Here’s why it’s important to have pet insurance.
Accidents Happen
You might keep your pets at home at all times, do your best to animal-proof your entire house, and never walk your pets where they might get hurt. Despite all of those precautions, there is always a chance that an accident can happen. They can eat something they shouldn’t that causes them to get sick or choke. They may get a paw stuck in a partially open drawer, or even fall down the stairs. When something does happen, it can be expensive to get vet care, and you don’t want your pet to suffer just because treatment is expensive. Insurance will help with that.
Dogs and Cats Have Fragile Immune Systems
The fact is, pets can get sick very easily. It doesn’t take much for them to pick up a bug, or get an infection of some kind. Dogs with floppy ears can get ear infections when they get wet, for instance. Plus, once a dog or cat gets a certain kind of infection, they can be more susceptible to that infection for years afterwards. Pet insurance will provide compensation for medical visits, medications, and diagnostic tests.
Pre-Existing Conditions Can Be Covered
It’s always best to get pet insurance when your new pet is still a puppy or kitten. That way they are fully covered for anything that might arise as they age. Pet insurance does not cover pre-existing conditions. This means that anything that comes up before you have purchased the insurance will not be covered.
That said, certain plans, like Pumpkin pet insurance, will cover some pre-existing conditions. For example, if your pet has had a condition, but it has cleared up and your pet has displayed no symptoms for at least 180 months, they will be protected. Even though this is an option, you don’t want to take a chance. Make sure that your pet is fully covered as soon as possible so you are not left with a huge vet bill that could have been prevented.
Pet Insurance Promotes Preventative Care
Everyone knows the saying that an ounce of prevention is worth a pound of cure. This goes for your pet’s health care as well. Yes, you want to make sure that they get the attention they need if they get hurt or fall ill. However, the best thing is to avoid that from happening altogether. Regular checkups and exams will help your vet catch issues before they progress too far, leading to serious health complications and expensive treatments. A wellness exam means that the vet will give a complete assessment of the health of your pet. They will provide vaccines as well, and screen for common ailments.
Preventative care would be a regular expense that you will have to pay out of your budget. However, with most pet insurance plans, you can get preventative care packages so that you can provide your pet with the best healthcare possible. They will be less likely to have to suffer through a difficult disease or infection if issues are caught early.
It’s More Affordable Than Paying for Pet Care
The fact is, veterinary care for your pet can cost thousands of dollars over its lifespan. While pet insurance involves an investment on your part, in the long run you will save money. You might think while your pet is young that you don’t want to pay for insurance while they are healthy. However, problems can develop quickly, and you will have to deal with them. Plus, if they have an accident or a serious illness, you may have to pay a large sum all at once for the treatment. This can break anyone’s budget, and some pet owners choose not to provide treatment because of it. Don’t put yourself, and your pet, in that position.
You Can’t Put a Price On Your Peace of Mind
The only way you can live comfortably in your house or drive safely in your car is with the knowledge that you have protection should anything bad happen. That protection comes in the form of insurance. The same goes for your pet. There’s no reason for you to worry about the uncertainty of your pet’s health. If your pet is exhibiting symptoms, you don’t have to avoid the vet and hope that they go away. You can confidently take your pet to get checked out and ease your mind.
Your pet is part of your family. You wouldn’t let your children go without the best care possible, and you shouldn’t let your pet, either. With pet insurance, you can make sure that they always get the care they need to live a long and happy life.