In the aftermath of Hurricane Michael, the member companies of the Florida Property & Casualty Association (FPCA), an industry trade group comprised of Florida-based homeowners insurance companies, are prepared to help their customers.
“After ensuring that everyone in your home is safe, and that your property is secure, we advise you to contact your insurance agent or homeowners insurer first if you experienced damage from the storm,” said William Stander, FPCA Executive Director. “As we all deal with the aftermath of Michael, you can depend on the financial strength of Florida-based insurers to assist with emergency repairs and claims processing to make you whole again.”
Claims hotlines for FPCA member companies can be found below:
• American Traditions Insurance Company: 866-270-8430
• Capitol Preferred Insurance Company: 888-388-2742
• Edison Insurance Company: 888-683-7971
• Federated National Insurance Company: 800-293-2532
• Florida Peninsula Insurance Company: 866-549-9672
• Frontline Insurance: 866-673-0623
• Homeowners Choice Property & Casualty Insurance Company: 866-324-3138
• Modern USA Insurance Company: 866-270-8430
• People’s Trust Insurance Company: 877-333-1230
• SafePoint Insurance Company: 855-252-4615
• Southern Fidelity Insurance Company: 866-874-7342
• Southern Oak Insurance Company: 877-900-2280
• St. Johns Insurance Company: 877-748-2059
• Universal North America: 866-999-0898
The FPCA echoes the warnings and advice issued by Florida’s Office of Insurance Regulation and Florida’s CFO regarding ways to avoid scams and fraudulent contractors. Policyholders should call their agent, or insurance company’s claims hotline, prior to signing any repair contract, and be wary of giving away their policy benefits and proceeds to a third party vendor.
FPCA representatives are working directly with the state’s Insurance Commissioner as well as Florida’s CFO to stay informed on post-storm developments and are collaborating with these offices on the best plan for recovery. Florida’s Office of Insurance Regulation requires insurers in this state to have enough capital and reinsurance to pay for catastrophic hurricane losses of more than two storms the size of Hurricane Andrew.
About the Florida Property & Casualty Association
The FPCA was established in 1997 to represent Florida-based home insurers to foster and promote a healthy and competitive Florida insurance market. Through its lobbying and communications teams, the FPCA works to educate Florida lawmakers, regulators and homeowners on issues and policies that affect property and casualty insurance. The organization is recognized as a source for timely information on insurance legislation and regulation, as well. www.fpcaonline.org